Pradahn Mantri Jeevan Jyoti Bima Yojana (PMJJBY)

Finance Department

Beneficiary Type: Farmer

Objective

The main objective of Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) is to provide affordable life insurance cover to low-income Indians, offering ₹2 lakh coverage for death due to any cause, ensuring financial security for families by making insurance accessible, especially to those in the 18-50 age bracket with bank accounts, through a simple, renewable yearly plan with minimal premium.

Objective

PMJJBY provides affordable life insurance of ₹2 lakh to ensure financial security for families in case of the policyholder's death.

Benefits

The main benefit of PMJJBY (Pradhan Mantri Jeevan Jyoti Bima Yojana) is providing affordable, government-backed, one-year term life insurance of ₹2 Lakhs for death from any cause, at a nominal premium (around ₹436/year), auto-debited from savings accounts, offering crucial financial security to families of the poor and underserved without medical exams, making it simple, accessible, and vital for family protection.

Eligibility

1) Beneficiary must be a resident of India, 2) Beneficiary must be between age of 18-50, 3) Beneficiary must have a bank account

Coverage Area

Gujarat(Ahmedabad, Amreli, Anand, Aravalli, Banaskantha, Bharuch, Bhavnagar, Botad, Chhota Udaipur, Dahod, Dang, Devbhoomi Dwarka, Gandhinagar, Gir Somnath, Jamnagar, Junagadh, Kheda, Kutch, Mahisagar, Mehsana, Morbi, Narmada, Navsari, Panchmahal, Patan, Porbandar, Rajkot, Sabarkantha, Surat, Surendranagar, Tapi, Vadodara, Valsad)

Application Method

Please contact LIC office, Bank branch

Application Form

Please contact LIC office, Bank branch

Documents Required

Consent-cum-Declaration Form,KYC Documents: Aadhaar card, Voter ID, PAN card, or any other government-issued ID.,Bank/Post Office Account Details,Auto-Debit Authorization,

Information Source

https://panchayat.gujarat.gov.in/gu/tirth-gram-yojna

Gender Male,Female,Others
Age 0 to 100
Caste General,Scheduled Caste,Scheduled Tribe,Socially and Economically Backward Communities / Other Backword Class
Economic Status APL,BPL,Both
Occupation Any Other
Sector Social Security
Income Criteria Not Applicable
Citizen Senior Citizen, Non Senior Citizen, All citizens, Children
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