Schemes Details

Objective

Ensuring Timely and Affordable Credit Access to Farmers

Objective

To provide timely and affordable credit to farmers for agriculture and allied activities.

Benefits

To provide timely and adequate credit to farmers to meet their production credit needs (Cultivation expenses) besides meeting contingency expenses and expenses related to ancillary activities through simplified procedure facilitating the borrowers for availing loans as and when they need.

Eligibility

"All farmers – individuals/joint borrowers who are: Owner cultivators Tenant farmers, oral lessees, and sharecroppers Engaged in allied activities like dairy, poultry, fisheries, etc."

Coverage Area

Gujarat(Ahmedabad, Amreli, Anand, Aravalli, Banaskantha, Bharuch, Bhavnagar, Botad, Chhota Udaipur, Dahod, Dang, Devbhoomi Dwarka, Gandhinagar, Gir Somnath, Jamnagar, Junagadh, Kheda, Kutch, Mahisagar, Mehsana, Morbi, Narmada, Navsari, Panchmahal, Patan, Porbandar, Rajkot, Sabarkantha, Surat, Surendranagar, Tapi, Vadodara, Valsad)

Application Method

Online via respective bank portals (e.g., SBI, PNB, etc.)

Application Form

https://pmkisan.gov.in/documents/Kcc.pdf

Documents Required

KCC Application Form Photo ID Proof – Aadhaar / Voter ID / PAN Address Proof – Aadhaar / Ration Card / Utility Bill Land Ownership Proof – 7/12 or Land Record Passport Size Photo Bank Passbook or Cancelled Cheque PAN Card (if loan > ₹1.6 lakh) Crop Details / Loan Purpose Declaration

Information Source

www.nabard.org,agricoop.nic.in

Gender	Male,Female,Others
Age	18 to 75
Caste	General,Scheduled Caste,Scheduled Tribe,Socially and Economically Backward Communities / Other Backword Class ,Economically Weaker Sections
Economic Status	APL,BPL,Both
Occupation	Farmer
Sector	Agriculture / horticulture
Income Criteria	Not Applicable
Citizen	Non Senior Citizen